Answers / Selling
Which inspections does a Miami seller need?
Direct answer
No Florida statute or Miami-Dade rule reviewed requires a seller to get an inspection before selling a single-family house. Miami-Dade building recertification excludes single-family homes and duplexes. Buyers and insurers ask for inspections instead: Citizens requires a 4-point inspection on homes over 20 years old, and the law ties insurance discounts to wind-mitigation features.
Miami-Dade County recertification page, City of Miami permit pages, Citizens Property Insurance, and Fla. Stat. §§627.0629, 689.302 and 404.056, checked October 29, 2026. A real estate attorney confirms the requirements for one property. · Methodology
What are the numbers behind it?
| Item | Required of a seller in Miami-Dade? | Who asks for it | Source |
|---|---|---|---|
| Inspection to sell a single-family house | None found | Not applicable | Statutes and county rules read |
| Building recertification | No: single-family homes and duplexes are excluded | Other buildings: at 30 years and every 10 years after | Code §8-11(f) |
| 4-point inspection | No | Citizens, for homes over 20 years old | Citizens |
| Wind-mitigation inspection | No | Insurers apply discounts for roof strength, roof-to-wall and opening protection | §627.0629(1) |
| Open or expired permits | Shown on the City record | City of Miami; an expired permit needs a Permit Completion request | City of Miami iBuild |
| Flood disclosure | Yes, at or before the contract is signed | Statute | §689.302 |
| Radon notice | Yes, on a document signed at or before the contract | Statute | §404.056(5) |
Source: SEFMLS / MIAMI REALTORS®, September 27, 2022 through September 28, 2026. Data is deemed reliable but is not guaranteed accurate by the MLS and may not reflect all real estate activity in the market. Totals and medians only, no client names or addresses. Properties counted were listed or sold by various MLS participants, not necessarily by Gatien Salaun or Coldwell Banker Realty.
In more detail
How are permits checked in the City of Miami?
The City's iBuild portal searches by process number, permit number, address or 13-digit folio. A record shows its status and issue and expiration dates. A "Why Not Final" view lists missing inspections. Extensions apply only to active permits, once, for 180 days.
What does the flood disclosure cover?
It asks whether the seller knows of flooding that damaged the property during their ownership, whether a flood claim was filed and whether flood assistance was received. Fla. Stat. §689.302 sets the form.
How was this counted?
Counted from the same MLS data as every figure on this site, for the stated window and boundary. Medians are withheld below 5 closings.
Canonical facts: Boundary